ACH DEPOSITS AND WITHDRAWALS
Log in to TradingBlock.com and use the Cash Transfers block to link bank account(s) to your TradingBlock brokerage account and to electronically initiate no-fee deposits and withdrawals.

The Cash Transfers block also provides guidance on how to initiate wire transfers as well (fees may apply). 

WIRE TRANSFERS
Incoming wires are free and must be initiated with your financial institution. Wire transfers typically require 1 business day to process.

Please instruct your bank to include the sender name on the wire. This information must be included for the transfer to be credited to your account. A rejected wire may incur a bank fee. 

Third-party Wires: We typically do not accept third-party wires. An exception MAY be made if there is confirmation of ownership and the relationship between the account holders. Such wire request will be subject to review, require verification prior to acceptance and may be returned. Third-party foreign wires are not accepted under any circumstances.

- A wire from a joint bank/brokerage account may be deposited into a account by either or both joint account owners.

- A wire from an individual bank/brokerage account may be deposited into a joint account if that person is one of the account owners.

- A wire from an entity bank/brokerage account may only be deposited into a like-titled TradingBlock entity account. 

Please send USD incoming wires to the following:
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Bank Name: BMO Harris Bank, N.A.
Routing #/ABA:071000288
Account Number: 2316222
Attention: RQD Clearing LLC FBO:TradingBlock Account Number (beginning with “TBLK-“), Account Name 

IMPORTANT NOTE: Without FBO information, your wire may be rejected. If your bank does not have a specific FBO instruction field, enter the TradingBlock Account Number (beginning with“TBLK-“) and Account Name in the "Message to recipient" or"Addendum" field. 

Please include the address for RQD* Clearing on incoming wires:
RQD* Clearing
250 Vesey Street, Suite 2601
New York, NY10281 USA 

Retirement Accounts
Wire contributions for an Individual Retirement Account will be coded as a “Same Year Contribution”. To change/correct the contribution code, complete and submit the IRA Contribution Form 

AVAILABILITY OF FUNDS
You may trade most marginable securities immediately after funds are deposited into your account. However, these funds cannot be withdrawn or used to purchase non-marginable securities, initial public offering (IPO) stocks or options during the first six business days. This holding period begins on settlement date.

If you have any questions, please contact our TradingBlock Customer Service at 1-800-494-0451.
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ACH DEPOSITS AND WITHDRAWALS
Log in to TradingBlock.com and use the Cash Transfers block to link bank account(s) to your TradingBlock brokerage account and to electronically initiate no-fee deposits and withdrawals.

The Cash Transfers block also provides guidance on how to initiate wire transfers as well (fees may apply). 

WIRE TRANSFERS
Incoming wires are free and must be initiated with your financial institution. Wire transfers typically require 1 business day to process. Please instruct your bank to include the sender name on the wire. This information must be included for the transfer to be credited to your account. A rejected wire may incur a bank fee. 

Third-party Wires: We typically do not accept third-party wires. An exception MAY be made if there is confirmation of ownership and the relationship between the account holders. Such wire request will be subject to review, require verification prior to acceptance and may be returned. Third-party foreign wires are not accepted under any circumstances. 

- A wire from a joint bank/brokerage account may be deposited into a account by either or both joint account owners.

- A wire from an individual bank/brokerage account may be deposited into a joint account if that person is one of the account owners. 

- A wire from an entity bank/brokerage account may only be deposited into a like-titled TradingBlock entity account.
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Please send USD incoming wires as follows:
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Bank name: BMO Harris Bank
Bank address: 111 W. Monroe St., Chicago, IL 60603 
Routing #/ABA: 071000288 (for non-domestic USD wires, use SWIFT Code: HATRUS44)
Account Number: 3713286
FFC: Apex Clearing Corporation FBO: TradingBlock Account Number, Account Name

IMPORTANT NOTE: Without FFC Information, your wire may be rejected. If your bank does not have a specific FBO instruction field, enter the Account Holder's Name and Account Number in the "Message to recipient" or "Message to recipient bank" field. 

Please include the address for Apex Clearing on incoming wires: 
Apex Clearing Corporation
350 N St Paul, Ste. 1400
Dallas, TX75201 

PAPER CHECKS
Paper check deposits received before 1:00pm CT are processed same day. Please refer to the check funding instructions below to avoid having your check returned to you as unacceptable. 

Make check(s) payable to:
Apex Clearing Corporation
FBO (last name, first name, full TradingBlock account number) 

Mail checks to:
TradingBlock
Attn: Cashiering
311 S Wacker Dr, Suite 1775
Chicago, IL 60606 

Acceptable Check Deposits
- Checks must be payable in U.S. dollars and through a U.S. bank.
- Personal checks must be drawn from a bank account in an account owner's name and must include "Jr" or"Sr" if applicable.
- Checks from joint checking accounts may be deposited into either checking account owner's TradingBlock account.
- Checks from an individual checking account may be deposited into a TradingBlock joint account if that person is one of the account owners.
- Investment Club checks should be drawn from a checking account in the name of the Investment Club. If a member of the Investment Club remits a personal check, the check must be payable to:"Apex Clearing / FBO the Investment Club name." ("FBO"stands for "For the Benefit Of") 

Unacceptable Check Deposits
- Cashier's check
- Money Orders
- Foreign instruments
- Thrift withdrawal orders
- Domestic drafts
- Check that has been double-endorsed (checks with more than one signature on the back)
- Third-party checks not properly made out and endorsed per the rules stated in the "Acceptable Deposits"section above
- Check from minor
- Check dated over six months old
- Travelers check
- Credit card check
-Starter Check

If you have any questions, please contact our TradingBlock Customer Service at 1-800-494-0451.

What does TradingBlock do with your personal information?‍
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At TradingBlock, we strive to maintain minimum margin requirements to help our clients maximize their portfolio buying power. Please click the link below for additional information on our margin requirements. Note that this information is provided for educational purposes only, and is subject to change at any time.

TradingBlock Margin Policies

If you have any questions or would like to verify our current margin requirements, please contact our Trade Desk at 1-800-494-0451.
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